Question

mention one of the major reason which prevent the poor from getting bank loan

Answer 1

1. poor people dont have a proper job.
2.banks usually look after their economical background and thus dont relie upon poor people

Answer 2

To take loans from the banks a lot of paperwork are required due to which the poor doesn't take loans from banks and mainly takes loans from landlords. Also another reason Is that to get loan from bank it depends on the income rate whether he is capable of paying off his loan later or not so poor people mostly prefer to take loans from other sectors.