Social Sciences, asked by nishankreddy621, 1 year ago

most of the credit needs of the poor households are met througu informal sources the dependence of richer households on informal credit is less do you agree.

Answers

Answered by jefferson7
16

most of the credit needs of the poor households are met through informal sources the dependence of richer households on informal credit is less do you agree.

Explanation:

Many people from poor house holds rely on  informal sources for credit. This is due to the fact that poor households lack the requisite documentation and a lack of assets for collateral.

Poor households also tend to have poor credit ratings thus they got locked out of the formal sources of credit like banks.

Rich households on the other hand tend to have good working relationships with banks. They also tend to have a good credit history and adequate documentation.

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