Mr. Z applied for a loan from State Bank of India to expand his shop under
Pradhan Mantri Mudra Yojna. Later he purchased a home by taking a home
loan from bank. Then he purchased a car on EMI financed by a bank. He also
has a saving account with the bank. All his EMIs are getting deducted from his
saving account . He has also taken a locker facility from the bank where he
keeps his important documents and valuables
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