principal of utmost good faith
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The principle of utmost good faith, uberrimae fidei, states that the insurer and the insured must disclose all material facts before the policy inception.
2. Facts which may enhance the level of risk are called material facts.
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The principle of utmost good faith, uberrimae fidei, states that the insurer and the insured must disclose all material facts before the policy inception. ... This principle applies to both life insurance and general insurance policies
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