Question

Q2. Churning is bad based on which aspect
Agents earn Lower Commission on churning
Policyholder gets more benefits
Policyholders suffer due to surrender charges
Insurance companies get good branding

Answer 1

Answer:

Hi bro

Explanation:

My opinion is that agents earn lower commission for churning

If you need further explanation you can comment in this answer

Regards

Answer 2

Answer:

Policyholders suffer due to surrender charges.

Explanation:

The following is the correct answer to this question as clients  are repeatedly encouraged to switch policies / Investments from one another.