Smart card operating system, application software , utility software
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Every smart card has an operating system (OS).
The OS is the hardware-specific firmware that provides basic functionality as secure access to on-card storage, authentication and encryption. Only a few cards allow writing programs that are loaded onto the smart card – just like programs on a computer.
Utility software helps to manage, maintain and control computer resources.
In information technology, an application (app), application program or application software is a computer program designed to help people perform an activity. ... Some application packages focus on a single task, such as word processing; others, called integrated software include several applications.
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