Social Sciences, asked by mandeep4040, 1 year ago

subject social science question Why do banks and cooperatives need to lend more?

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Answered by saketh147
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Why is it necessary for the banks and cooperative societies to increase their lending

money-and-credit

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mereena

Mar '17

Why is it necessary for the banks and cooperative societies to increase their lending facilities in rural areas? Explain.

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Mar '17

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mereena

Mar '17

It is found that due to some factors such as inadequate banking system, cumbersome paperwork, lack of credit worthiness and lack of awareness, a large number of rural households still depend on the informal sources of credit such as moneylenders and landlords.
However, credit from informal sources can sometimes have serious repercussions such as exorbitant rate of interest and high mortgage obligations. In such condition, it is important for the banks and cooperative societies to expand the formal sources of credit. More banks in rural areas should be opened so that credit can be provided for various development activities at reasonable rates without any undue exploitation.

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Why is it necessary for the banks and cooperative societies to increase their lending

money-and-credit

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mereena

Mar '17

Why is it necessary for the banks and cooperative societies to increase their lending facilities in rural areas? Explain.

created

Mar '17

last reply

Mar '17

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mereena

Mar '17

It is found that due to some factors such as inadequate banking system, cumbersome paperwork, lack of credit worthiness and lack of awareness, a large number of rural households still depend on the informal sources of credit such as moneylenders and landlords.

However, credit from informal sources can sometimes have serious repercussions such as exorbitant rate of interest and high mortgage obligations. In such condition, it is important for the banks and cooperative societies to expand the formal sources of credit. More banks in rural areas should be opened so that credit can be provided for various development activities at reasonable rates without any undue exploitation.

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