Suggest any five measures so that the small farmers do not fall victims to heavy debts
Answers
Explanation:
This is the question that the authorities in charge of upland watershed development programmes must ask themselves.
Experience has already provided some answers:
information, encouragement, motivation;
technical knowledge;
effective local institutions;
credit and economic incentives;
technology capable of bringing about development, but one suited to local conditions;
an infrastructure for development.
The programme will have to take the necessary steps to supply components which cannot be obtained locally.
To do this, the following must be available.
10.1 Efficient services
Information, "animation", extension, training andeducation services.
These five activities are inter-dependent and complement each other.
Because of their isolation, the limited opportunities for exchanging ideas and the traditional constraints to which they have been subjected, the mountain people have evolved very slowly. Development requires the use of more intensive production methods, such as those developed by modern science, research and experiments.
(Information, "animation" and motivation has already been dealt with in Chapter 9).
Any five measures so that the small farmers do not fall victims to heavy debts.
Explanation:
Small farmer in India are victims of heavy debts which keeps on increasing every year. According to National Sample Survey Office (NSSO), 80% of total farmers who own land of one hectare or less spend more than what they earn from the produce.
Five measures so that the small farmers do not fall victims to heavy debts are:
1. Discourage informal money lending sources: Most of these farmer take loans out of desperation and mostly ends up paying more than they took to informal loan sharks. Informal money lending sources also has high interest rates which further put more burden to the farms.
2. Easy Centralized Credit system: Farmers usually take loans from informal sources as they are more easy to avail and does not require long processes. Therefore, there should an easy credit system available to them by the government.
3. Low interest rates: The government should provide loans at very low rates to these farmers. This can help them free themselves from the burden of increasing debt interest rates.
4. Establishing strong framers unions: There should be strong farmer unions where distressed farmers could have a platform to discuss and solve their problems ethically and rationally.
5. Initiate extensive awareness programmes: Awareness campaigns on governmental schemes, subsidies, buyer and seller agreements, disadvantages of informal sources, farmer incentives, etc should be initiated extensively.
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