the basis of decision making under incremental analysis used to evaluate investment in receivables is
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platforms like checking accounts by 2020. People who have basic transaction accounts are classified as the underbanked. The underbanked are adults who have secured the traditional tools for conducting transactions (such as a bank account) but are not privy to the digital incorporation of these transactions (such as digital payments). Because having a basic bank account is the foundation on which disruptive innovations are built, fintech offers the underbanked a ticket to financial digital inclusiveness.
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