Think of increasing your income instead of reducing your needs
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In the world of personal finance, there are really just two things you can do to improve your situation: increase your income and/or reduce your expenses. Should you put your time and energy into one, both? Which are you focused on?
I’m a firm believer that you should be working on both if you want to see big improvements. That’s not new information, but I think it’s worth it to explain why.
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