Using your financial goals from Unit 1, complete this planning worksheet to help calculate how much you'll need to save.
In the text box below, enter one of your purchase goals.
How much does this cost? You'll need to do some research to answer this question. For example, if your goal is to pay for college, find out what the tuition is for one year. If your goal is to buy a car, look in newspapers and online for prices on the particular car you want.
How much money do you currently have saved?
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One purchase goal that can be mentioned about is building a house.
- The house can cost around 4-5 crores.
- Right now I have very little savings.
- So to save that much money is going to take very long time.
- So I will save 50-60% of my income and cut down all my expenditures first.
- I will invest this saved money in various ways through which I can expect more money in turn.
- I can invest money on land, gold, stocks etc.,
- Investments like this in land always has a good value as the societies are developing in a very fast pace.
- These can be sold after some years when it comes to a good return value.
- Money can be used on the house and also some of it can be saved for the emergencies or times of need.
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