what is the US mortgage
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In the U.S., the process by which a mortgage is secured by a borrower is called origination. This involves the borrower submitting a loan application and documentation related to his/her financial history and/or credit history to the underwriter, which is typically a bank
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The mortgage industry of the United States is a major financial sector. The federal government created several programs, ir government sponsored entities to foster mortgage lending, construction and encourage home ownership.
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