Which banking sector is stronger indian or western?
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In general, the banking system in India is seen as being more robust than some western economies including the US (one of the reasons that the effects of the 2008 crisis was minimal in India) in terms of banking regulations.
It would have been better if you had been more specific about what you find weird in Indian banks. From the details section, I assume it is only regarding adding the beneficiary, though you might have cited that only as an example.
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