Question

which documents are requiredto be submitted to the bank for taking a house loan​

Answer 1

Answer:

income statement/ bank statement

aadhar card

pan card

Bank Approval

a good cibil score ( between 700 to 900 )

Explanation:

I hope you are satisfied with the answer

Answer 2

Explanation:

I have copied this from Google

1. Completed Home Loan Application Form

2. Passport size Photographs

3. Proof of Identification: (Any one of the below)

PAN Card

Passport

Aadhaar Card

Voter’s ID Card

Driving License

4. Proof of Age: (Any one of the below)

Aadhaar Card

PAN Card

Passport

Birth Certificate

10th Class Marksheet

Bank Passbook

Driving License

5. Proof of Residence: (Any one of the below)

Bank Passbook

Voter’s ID

Ration Card

Passport

Utility bills (Telephone Bill, Electricity Bill, Water Bill, Gas Bill)

LIC Policy Receipt

Letter from a recognized public authority verifying the customer’s address

6. Income Documents:

For Salaried Individuals:

Form 16

Certified letter from Employer

Payslip of last 2 months

Increment or Promotion letter

IT returns of past 3 years

Apart from the proof of income of the salaried individual, he would also have to furnish any investment proofs (like fixed deposits, shares, etc) and his passport-size photographs.

Self Employed:

Income Tax Returns (ITR) of last 3 years

Balance Sheet and Profit & Loss Account Statement of the Company/Firm (duly attested by a C.A.)

Business License Details (or any other equivalent document)

The license of Professional Practice (For Doctors, Consultants, etc.)

Registration Certificate of Establishment (For Shops, Factories & Other Establishments)

Proof of Business Address

7. Property Documents Required For Home Loan:

NOC from Society/Builder

A detailed estimate of the cost of construction of the house

Registered Sale Deed, Allotment Letter or Stamped Agreement of Sale with the Builder (original document)

Occupancy Certificate (in case of ready-to-move-in properties)

Property Tax Receipts, Maintenance Bills and Electricity Bills

Receipts of the advance payments made towards the purchase of flat (original document)

An approved copy of the building plan (key plan/floor plan in case of purchase of flats)

Original of the land tax paid receipt and possession certificate as issued by the revenue authority

Payment receipt or bank account statements showing payments made to the Builder or Seller