Question

which of the following is not included in the terms of credit in a bank loan?
(a) The rate of interest
(b) The lender's land
(c) The borrower's land
(d) The time period of the loan​

Answer 1

Explanation:

THE LENDERS LAND

PLEASE MARK AS BRAINLIST HEARTILY

Answer 2

The term Credit refers to  an agreement in which the lender provides  the borrower with money, goods or services , which is to be returned in future  date .

Explanation:

Let us understand the 5 c's of credit in a bank Loan

The first C represent the  character- It talks about  the applicant's credit history.

The second C is capacity/Ability —It refers to  applicant's debt-to-income ratio.In simple words the applicants ability to repay back.

The third C is capital—The amount of money available with   applicants in terms of assets.

The fourth C is collateral—The backup asset that acts as security for the loan.

The fifth C is conditions—It refers to  interest rates on the loan

So, the answer is (B) Lender's land that is not included in the terms of credit in a bank loan