Question

Which type of medical insurance typically offers the least amount of flexibility in selecting a primary care physician?
A. HMO
B. PPO
C. POS
D. HSA

Answer 1

Answer:

HMO

Explanation:

An HMO is a Health Maintenance Organization group health insurance policy. With an HMO plan, employees generally have a lower out-of-pocket expense but also have less flexibility in the choice of physicians or hospitals than other plans. An HMO may require employees to choose a primary care physician (PCP).

Answer 2

Answer:

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