Write a letter to asking to provide to goods on the basic of goodwill
Answers
To whom it may concern,
I am writing in regards to [a late payment/late payments] on my credit report from [date(s)] for my [Creditor Name] account.
I understand how important it is to make timely payments, and that failure to do so creates an inconvenience for you. However, I missed my payment because [brief explanation for missing your payment, ideally showing attempt/intention to pay]. I am confident that this won’t happen again and I have taken steps to ensure my financial responsibility moving forward. [If applicable add: Since [and/or prior to] this mistake I have a perfect record of on-time payments.]
As a courtesy, I am requesting that [Creditor Name] make a goodwill adjustment and remove the late payment on [date] from my record. This will help improve my credit worthiness and give me renewed confidence in being a [Name of Creditor] customer in good standing.
Thank you for your consideration,
[Your Name]