Question

write a note on health insaurance?

Answer 1

Hlo friend !

Health insurance is insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons. By estimating the overall risk of health care and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity. According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment" 

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Answer 2

- Health insurance is a type a insurance coverage which pays for medical and expenses incurred by insured.
- Health insurance can reimburse the insured for expenses incurred from illness/injury, or pay the care provider directly.
- Health insurance covers these costs and offers many other important benefits.
- Health insurance protects you from unexpected and high medical costs.
- We pay less for covered in-network health care, even before you meet your deductible.
- Now a days medical expenses increases so the purpose of health insurance is to help you pay for care
- It is beneficial for our family too

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