Your auto insurance policy has a $200 monthly premium and $700 deductible. What is the maximum amount you will have to pay out-of-pocket for a car accident before your insurance covers your costs?
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You may totally pay $700.
Pocket expenses for replacing and repairing you most important thing are just one reason for having an emergency fund.
Double check the deductible on your insurance policies and make sure you have a enough fund to cover them.
You are probably prepared when life delivers unexpected things.
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