c) How do banks make NEFT/RTGS?IMPS/UPI/MMID Transfers?
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In case of mobile transfer, you have to know the beneficiary's account number as well as the MMID (Mobile Money Identifier) code, a seven-digit number issued by the bank if the person is using mobile banking as a beneficiary. In case of IMPS through mobile, there is no need to register the beneficiary.
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