Explain about 5 types of insurance
Answers
The main types of car insurance are:
Liability: Liability coverage comes in two forms: bodily injury and property damage liability. These cover damage to others and their property. They do not cover the driver or passengers.
Personal Injury Protection: This type of coverage will cover medical expenses related to driver and passenger injuries.
Collision: Get collision insurance if you want your insurance to cover the cost of damage done to your car, whether you are at fault or not.
Comprehensive: Collision only covers damage done in an accident. For example, if a tree falls on your car and destroys it, you’ll need comprehensive insurance to get compensation.
Uninsured or Underinsured Motorist: This covers you in the event that the person who hits your car does not have enough insurance to cover the damage — or any coverage at all.