The type of risk that can be insured against is
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Insurable risks include the risk of loss by fire and theft, the risk of loss by automobile accident, and the risk of sickness and death. A risk thatinsurance companies will not assume is called an uninsurable risk. In general, pure risks are insurable, whereas speculative risks are uninsurable (see Figure D1).
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there are generally two three types of risk that can be covered by insurance.they all personal risk property risk and liability risk.
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personalitypersonality risk is any risk that can affect the health or safety of an individual such as insured by an accident or illness
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