Business Studies, asked by rsruthi, 1 year ago

development of regulatory mechanism in insurance

Answers

Answered by JAMES1111
57
PLEASE REFER SOME GOOD BOOKS FIRST ::::::: AS FAR KNOWLEDGE ::::::::::::::::::::To protect the interest of and secure fair treatment to policyholders;

To bring about speedy and orderly growth of the insurance industry (including annuity and superannuation payments), for the benefit of the common man, and to provide long term funds for accelerating growth of the economy;

To set, promote, monitor and enforce high standards of integrity, financial soundness, fair dealing and competence of those it regulates;

To ensure speedy settlement of genuine claims, to prevent insurance frauds and other malpractices and put in place effective grievance redressal machinery;

To promote fairness, transparency and orderly conduct in financial markets dealing with insurance and build a reliable management information system to enforce high standards of financial soundness amongst market players;

To take action where such standards are inadequate or ineffectively enforced;

To bring about optimum amount of self-regulation in day-to-day working of the industry consistent with the requirements of prudential regulation. Issuing, renewing, modifying, withdrawing, suspending or cancelling registrationsProtecting policyholder interestsSpecifying qualifications, the code of conduct and training for intermediaries and agentsSpecifying the code of conduct for surveyors and loss assessorsPromoting efficiencyPromoting and regulating professional organisations connected with the insurance and re-insurance industryLevying fees and other chargesInspecting and investigating insurers, intermediaries and other relevant organisations Specifying how books should be keptRegulating company investment of fundsRegulating a margin of solvencyAdjudicating disputes between insurers and intermediaries or insurance intermediariesSupervising the Tariff Advisory CommitteeSpecifying the percentage of premium income to finance schemes for promoting and regulating professional organisationsSpecifying the percentage of life- and general-insurance business undertaken in the rural or social sectorSpecifying the form and the manner in which books of accounts shall be maintained, and statement of accounts shall be rendered by insurers and other insurer intermediaries.

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